Hail claims
Hail Damage
Hail damage to roofs, screens, gutters, and HVAC equipment is routinely missed by carrier inspections that don't include specialized methods.
Florida first-party claim
What's typically covered
- Hail-impact damage to roofs, gutters, and downspouts
- HVAC condenser damage from hail impact
- Window screen and pool cage damage
- Resulting interior damage from hail-driven roof penetration
- Replacement of matching exterior surfaces
What carriers commonly underpay
- Roof hail strikes counted, then deemed cosmetic
- HVAC condenser fin damage ignored
- Soft metals (gutters, vents) not inspected
- Interior damage carved out
- Matching denied on partial damage
What we do differently
- Conduct chalk-and-square hail inspections on roof slopes
- Photograph soft-metal damage that confirms hail event
- Document HVAC fin damage with measured readings
- Cross-reference NOAA hail-event data for the property location
- Build the matching-statute case for full replacement
Signs of damage to look for
- Dings or fin damage on HVAC condensers
- Pock marks on soft metals (gutters, vents, AC)
- Granule loss concentrated in roof valleys
- Cracked or torn screen mesh
- Resulting interior leaks after a known hail event
If any of the above describes your situation, request a free claim review. We'll evaluate your policy and the loss before you make any decision.
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